IMHO.

Games like Bad Credit

If Bad Credit is your kind of game, the closest matches are Monster Loves You Too!, アパシー殺人クラブ and Do 11 — picked from the ranked list below. Reviewers single out its neo western atmosphere shines, atmospheric and comedic. Each pick is ranked by what players of this game also play, shared genres and tags, and review-mined similarity — not a generic popularity list.

Get personalized picks →

About Bad Credit: It's 2016 and you are a money lender. You need to get rich ASAP. Invest in crack heads. Oversee unspeakable crimes. Set the old world on fire and watch the new world rear its ugly head. It's pretty simple, if you can keep your brains in your skull and your money in your pocket, then you win.

2022AdventureRPGFree to playDeck PlayableWindows · macOSby Riley Sampson, Arthur O'Keefe
Bad Credit — Steam game cover
Players highlight
Characters are bizarre and memorableChoices feel weighty despite simplicityNeo western atmosphere shinesAtmosphericComedicDark

Players who liked Bad Credit also play

Steam players who put hours into Bad Credit also tend to own these titles — a signal called collaborative filtering. imho.run cross-references millions of library ownership patterns to surface games whose real audiences overlap, regardless of whether their genre tags match.

  1. Monster Loves You Too!

    WHY THIS

    Shares resource management with Bad Credit.

    Top pick for Bad Credit fans by collaborative filtering across millions of Steam libraries. Shares Adventure and RPG with Bad Credit.

    Live the life of a Monster within a society of fantastic creatures. Hunt for food, make friends and allies, and battle your own instincts in order to rise above your humble origins in the sequel to the best-selling Monster Loves You!

    2023AdventureRPGCasual14.99 USDSteam ↗
  2. アパシー殺人クラブ

    WHY THIS

    Shares an atmospheric mood with Bad Credit.

    Second-strongest match for Bad Credit fans by collaborative filtering across millions of Steam libraries. Shares Adventure with Bad Credit.

    『部活動の時間です。さあ、人殺しをはじめてください』 一癖も二癖もある強者ぞろいの巨大コミュニティ、それが鳴神学園。 そこには、ありとあらゆる部活動が存在し、到底常識では考えられない特殊な闇の倶楽部がある。その一つが殺人クラブだ。

    2024Adventure14.99 USDSteam ↗
  3. Do 11

    WHY THIS

    Third-strongest match for Bad Credit fans by collaborative filtering across millions of Steam libraries. Shares Adventure with Bad Credit.

    Find a way out of the Do 11 app by doing missions that come from the mysterious Do 11 app. A choice awaits you to solve puzzles and change the fate of the protagonist. Escape the main character from the Do 11 app while savoring a profound worldview and intriguing story. An incredible twist awaits.

    2021IndieAdventureSimulation1.99 USDSteam ↗
  4. AI Dungeon

    WHY THIS

    Shares an atmospheric mood with Bad Credit.

    Ranked #4 for Bad Credit fans by collaborative filtering across millions of Steam libraries. Shares Adventure and RPG with Bad Credit.

    An AI-powered text-based RPG like you've never played before. Write stories, interact with realistic characters, and experience virtually infinite worlds and genres. Escape to alternate universes where you direct the action and anything is possible!

    2022ActionAdventureRPGDeck PlayableSteam ↗
  5. DREAMIO: AI-Powered Adventures

    WHY THIS

    Shares an atmospheric mood with Bad Credit.

    Ranked #5 for Bad Credit fans by collaborative filtering across millions of Steam libraries. Shares Adventure and RPG with Bad Credit.

    DREAMIO is a 'choose-your-own-adventure' game where stories and visuals are dynamically created through the power of generative AI in response to your decisions. Explore endless worlds with limitless possibilities; go anywhere, do anything.

    2024IndieAdventureRPG9.99 USDDeck VerifiedSteam ↗
  6. Border of her Heart

    WHY THIS

    Ranked #6 for Bad Credit fans by collaborative filtering across millions of Steam libraries.

    Border of her Heart is a VN about Border control.

    2018IndieCasual0.99 USDSteam ↗
  7. 墨心:波云诡船

    WHY THIS

    Shares an atmospheric mood with Bad Credit.

    Ranked #7 for Bad Credit fans by collaborative filtering across millions of Steam libraries. Shares Adventure with Bad Credit.

    《墨心》是一款将古代中国幻想元素和悬疑科幻相融合的国产视觉小说。男主(你)从昏迷中醒来丧失了记忆,发现自己和另外两女一男困于巨轮密室中。面对匪夷所思的船体变异,恐怖致命的巨型怪物,你们能否成功逃脱?而这超自然的现象,似乎跟一件千年前的战国墨家宝物有关......

    2020IndieAdventure2.99 USDSteam ↗
  8. The Zodiac Trial

    WHY THIS

    Shares a dark mood with Bad Credit.

    Ranked #8 for Bad Credit fans by collaborative filtering across millions of Steam libraries.

    The Zodiac Trial has begun, and everybody's life is on the line! Will these 12 jurors be able to solve the mysteries and cooperate, or will they resort to betrayal, deception, and violence? Get out alive or die, die again!

    2021Indie14.99 USDSteam ↗

Frequently asked about Bad Credit

Does Bad Credit run on Steam Deck?
Bad Credit is rated Playable on Steam Deck — it runs, but expect some manual adjustments (control remapping, text size, or graphics settings) for the best experience.
Is Bad Credit free to play?
Yes — Bad Credit is a free-to-play title on Steam. You can install and play it without buying anything, though some games include optional in-app purchases.
What games are most similar to Bad Credit?
Based on Steam play patterns and shared genres/tags, the games most often recommended alongside Bad Credit are Monster Loves You Too!, アパシー殺人クラブ, Do 11.
Who developed Bad Credit?
Bad Credit was developed by Riley Sampson, Arthur O'Keefe and published by Soldier Girl Interactive.

imho.run ranks Steam game alternatives using a mix of collaborative filtering (ALS / iALS / EASE / LightGCN), content scoring over genres, categories, Steam tags, developers, and publishers, plus AI-extracted vibes mined from review text. The page above is generated in seed mode anchored on Bad Credit.

For library-aware picks tuned to your specific taste, sign in with Steam on the home page.