IMHO.

Class of '09 vs Bad Credit

Class of '09 and Bad Credit both land in RPG on Steam, which is why they keep getting compared. The comparison below is built from each game's Steam metadata — release year, genres, categories, Steam Deck status, price, and review score — refreshed daily by imho.run's scraper. Headline differences: Both are RPG games on Steam. Class of '09 (2021) is 1 year older than Bad Credit (2022). Class of '09 scores higher on Steam reviews (94.7% positive) than Bad Credit (90.3% positive). No login or purchase needed — scroll for the full table, the verdict FAQ, and links to ranked similar games for both titles.

Which should you pick?

Choose Class of '09

Choose Class of '09 if you want an Indie, Simulation, and Casual experience. 7,134 Steam reviews back the pick.

Choose Bad Credit

Choose Bad Credit if you want an Adventure experience. On Steam, it's free to play, so the barrier to trying it is zero. Bad Credit launched in 2022.

Both Class of '09 and Bad Credit sit in RPG on Steam, so either pick lands in the same broad neighborhood. Use the side-by-side table for the feature view, or follow the "Games like" links below to see ranked alternatives for either title.

Side-by-side comparison

Class of '09 vs Bad Credit — Steam metadata comparison
Class of '09 — Steam game coverClass of '09Bad Credit — Steam game coverBad Credit
Released20212022
GenresIndie, Simulation, RPG, CasualAdventure, RPG
PlatformsWindows, macOS, LinuxWindows, macOS
Steam DeckDeck PlayableDeck Playable
Price9.99 USDFree to play
Steam reviews94.7% positive (7,134 reviews)90.3% positive (31 reviews)
MultiplayerSingle-player onlySingle-player only
DevelopersSBN3Riley Sampson, Arthur O'Keefe

Side by side

Class of '09 vs Bad Credit — FAQ

Should I play Class of '09 or Bad Credit first?
If you want chronology, Class of '09 (2021) came out before Bad Credit (2022). If neither is a sequel to the other, order doesn't really matter — start with whichever fits your current mood, since both share enough on Steam to make either a reasonable opener.
Are Class of '09 and Bad Credit similar?
They overlap on RPG on Steam, so the catalogue groups them together — but "similar" depends on the specific mechanics. Use the genre + category rows above to decide whether the overlap matches what drew you to the one you've already played.
Is Bad Credit free?
Yes — Bad Credit is a free-to-play Steam title. Class of '09 is paid (9.99 USD).
Class of '09 vs Bad Credit — Verdict (2026) · imho.run